★★★★★
5.0 Rating | From 10+ Reviews
For Homeowners With Steady Incomes Who Want To Reduce Repayments And Improve Cash Flow
Helping Busy Professionals Restructure Their Loans Without The Stress
Chiraag works with homeowners earning steady incomes who want straight answers and real savings.
From nurses and teachers to dual-income families and first-time investors, you will receive simple explanations, a clear comparison of lenders and a well structured path to lower repayments and improved cash flow.
Chiraag Chouhan
Mortgage Broker
The Cost of Staying With The Wrong Lender Is Too High
Most people are paying hundreds more every month because of...
Fixed rate ended and repayments jumped but your bank has not passed on full savings
You are paying more than new customers while loyalty goes unrewarded
Credit cards and personal loans are chewing through your cash each month
Your rate has not been properly reviewed in years
You don’t need to guess. You just need clarity.
★★★★★
"Thank you for organising the restructuring of our home loan so efficiently!"
Every Month You Don’t Review Your Loan Costs You More
Your bank works for its shareholders.
A good broker works for you.
Chiraag reviews your rate, compares real options across lenders and shows you actual dollar savings before you decide.
★★★★★
"...Chiraag is a wonderful broker. He gave us excellent advice throughout our process of refinancing and buying a new investment property."
what we do
we help Australian homeowners with steady incomes who want to refinance, consolidate debt or improve cash flow.
..70k Individual Income Minimum or 120k Household Income..
currently paying above market rates
You may be eligible to switch lenders and reduce your monthly repayments.
Feeling Repayment Pressure
Consolidate high interest debt into one manageable repayment.
came off fixed rates from 2020 to 2022
Get a clearer path forward with updated rates and a structured strategy.
Why juggle manual tasks, leaky funnels, and slow follow-ups when you can automate workflows, capture every lead, and scale smarter with AI tuned precisely to your practice starting this week?
The hidden secret of scalable growth and happier patients without hiring more staff, duct-taping tools, or drowning in admin is an AI-powered system that captures, nurtures, and books clients while you work.
All done for you — flexible plans tailored to your growth.
Or start with a free 20 minute Automation Audit.
Deploy in one week with minimal lift from your team.
Capture every inquiry with AI chatbots and smart routing instantly.
Convert faster via prebuilt follow-ups, reminders, and two-way SMS.
Eliminate repetitive admin with workflows that just run for you.
Plug into your CRM and tools without messy duct-tape setups.
See what’s working with dashboards and end-to-end tracking and insights.
Ongoing optimization, maintenance, and hands-on support included for reliable outcomes.
Fill out the form for your Automation Audit and a callback to get started.
Why Choose Chiraag?
A Broker Who Helps You Make Smarter Decisions
Why Homeowners Choose Chiraag Over Their Bank
Clear explanations in plain English
Flexible meeting times for shift workers
Strong understanding of income types like allowances and overtime
Strategy first, not “just a rate”
Broad lender panel via Finweb
Safe, structured equity guidance
Ongoing support long after settlement
A trusted broker who treats your loan like it’s his own
Designed For Busy Australian Professionals
For homeowners with steady incomes who want clear guidance, better rates and a loan structure that actually fits their life.
Doctors & Allied Health
Teachers & Childcare
Police & Emergency Services
New Permanent Residents/ Citizens
Why juggle manual tasks, leaky funnels, and slow follow-ups when you can automate workflows, capture every lead, and scale smarter with AI tuned precisely to your practice starting this week?
The hidden secret of scalable growth and happier patients without hiring more staff, duct-taping tools, or drowning in admin is an AI-powered system that captures, nurtures, and books clients while you work.
All done for you — flexible plans tailored to your growth.
Or start with a free 20 minute Automation Audit.
Deploy in one week with minimal lift from your team.
Capture every inquiry with AI chatbots and smart routing instantly.
Convert faster via prebuilt follow-ups, reminders, and two-way SMS.
Eliminate repetitive admin with workflows that just run for you.
Plug into your CRM and tools without messy duct-tape setups.
See what’s working with dashboards and end-to-end tracking and insights.
Ongoing optimization, maintenance, and hands-on support included for reliable outcomes.
Fill out the form for your Automation Audit and a callback to get started.
what you get
Your Complimentary Rate Review Includes
Clarity On Your Loan In One Simple Review
We analyse your loan, compare lender options and outline a clear, numbers-based strategy so you can make smarter decisions about refinancing, cash flow and long term financial stability.
Chiraag Chouhan
Mortgage Broker
★★★★★ 5.0 Rating | 100% Happiness Guarantee
What You Get
A full review of your current home loan
Comparison against sharper rates and better loan structures
A breakdown of potential savings you could access
A personalised strategy on refinancing or restructuring
Guidance on consolidating high interest debts if relevant
Assessment of how much equity you can safely access
Recommendations tailored to your income, goals and lifestyle
★★★★★ 5.0 Rating
"...Myself and my partner would highly recommend Chiraag to anyone looking to refinance, or get a loan"
Everything You Need To Restructure Your Home Loan With Confidence
We deliver where others hesitate — with compliance, speed and reliability.
Full Loan Review
Identify hidden fees, loyalty tax, and outdated rates.
Identify hidden fees, loyalty tax, & outdated rates.
Compare interest rates, features, and fees across Finweb’s lending panel.
Debt Consolidation
Roll personal loans, credit cards, and car loans into one simple repayment.
Cashflow Improvement
Show side-by-side savings and real monthly outcomes.
Equity Release Options
Unlock equity safely for renovations or upgrades.
investment property
Map out the path to your first investment property.
End-to-end
Prepare documents, lodge the application, follow up approvals.
Post-Settlement Support
Unlock equity safely for renovations or upgrades.
Personalised Plan
Get a personalised plan to pay off your loan faster.
Why juggle manual tasks, leaky funnels, and slow follow-ups when you can automate workflows, capture every lead, and scale smarter with AI tuned precisely to your practice starting this week?
The hidden secret of scalable growth and happier patients without hiring more staff, duct-taping tools, or drowning in admin is an AI-powered system that captures, nurtures, and books clients while you work.
All done for you — flexible plans tailored to your growth.
Or start with a free 20 minute Automation Audit.
Deploy in one week with minimal lift from your team.
Capture every inquiry with AI chatbots and smart routing instantly.
Convert faster via prebuilt follow-ups, reminders, and two-way SMS.
Eliminate repetitive admin with workflows that just run for you.
Plug into your CRM and tools without messy duct-tape setups.
See what’s working with dashboards and end-to-end tracking and insights.
Ongoing optimization, maintenance, and hands-on support included for reliable outcomes.
Fill out the form for your Automation Audit and a callback to get started.
Why Choose Chiraag?
Work With A Broker Who Puts Education First Point
Chiraag takes time to understand your goals, income and stage of life, then builds a loan strategy around you rather than just chasing a headline rate.
Clear explanations so you actually understand your loan
Support for refinancing, debt consolidation and equity release
Regular updates from application to settlement
Post settlement strategy report to help you pay the loan down faster
Your 3 Step Path To A Better Loan
A Clear, Structured Process
1
Book Your Complimentary Rate Review
Share your current loan details and goals.
2
Receive Your Personalised Finance Strategy
See your top lender options, real savings, and a clear path forward.
3
Relax While Your Loan Gets Sorted
Chiraag handles everything from application to approval.
Why juggle manual tasks, leaky funnels, and slow follow-ups when you can automate workflows, capture every lead, and scale smarter with AI tuned precisely to your practice starting this week?
The hidden secret of scalable growth and happier patients without hiring more staff, duct-taping tools, or drowning in admin is an AI-powered system that captures, nurtures, and books clients while you work.
All done for you — flexible plans tailored to your growth.
Or start with a free 20 minute Automation Audit.
Deploy in one week with minimal lift from your team.
Capture every inquiry with AI chatbots and smart routing instantly.
Convert faster via prebuilt follow-ups, reminders, and two-way SMS.
Eliminate repetitive admin with workflows that just run for you.
Plug into your CRM and tools without messy duct-tape setups.
See what’s working with dashboards and end-to-end tracking and insights.
Ongoing optimization, maintenance, and hands-on support included for reliable outcomes.
Fill out the form for your Automation Audit and a callback to get started.
Proven. Reliable. Recommended.
Some kind words from Aussie home owners
★★★★★ 5.0 Rating | 100% Happiness Guarantee
"Highly Recommend"
"We had a great experience sorting out our home loan with Chiraag. He was very knowledgeable, super easy to deal with, and always happy to help. Highly recommend."
Hayley Caddy
"I would not hesitate to recommend his services"
"Chiraag has guided us through the refinancing process twice in a short space of time. He is very helpful, knowledgeable and patient. I would not hesitate to recommend his services."
Jed Allen
"Very happy with the interest he got us"
Chiraag is an excellent mortgage broker. He was very knowledgeable and helpful in organizing the refinance of our home loan. He was always responsive and took time explaining our options with offset accounts vs redraw accounts, even explaining strategies to pay off the loan faster..."
Raj Ram
"I honestly felt like I couldn’t have done it without Chiraag"
"...If you are looking for a mortgage broker in Cheltenham or anywhere in Victoria who goes above and beyond, takes the time to explain things clearly, and makes you feel fully supported throughout the home loan journey, I cannot recommend Chiraag enough. A fantastic experience from start to finish!"
Emil
"The experience with Chiraag has been outstanding"
"We've used other brokers before and the experience with Chiraag has been outstanding. Thank you for organising the restructuring of our home loan so efficiently!"
Vas
"Chiraag is a wonderful broker"
"He gave us excellent advice throughout our process of refinancing and buying a new investment property...."
Kate Henson
WHY KOng HS?
Three Ways We Keep WA Moving.
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Hotshot Delivery
Urgent, time-critical freight delivered directly from pickup to drop-off.
Perfect for breakdowns, shutdowns, and last-minute deliveries.
No depots. No handovers. Just speed.
Permanent Vehicle Placement
A dedicated KGN driver and vehicle for your daily logistics — without the hassle of fleet management. Predictable cost, flexible terms, branded or unbranded.
Overnight Express Perth–Newman
Reliable scheduled runs every Tuesday and Thursday. Next-day delivery, secure handling, guaranteed arrival.
Why juggle manual tasks, leaky funnels, and slow follow-ups when you can automate workflows, capture every lead, and scale smarter with AI tuned precisely to your practice starting this week?
The hidden secret of scalable growth and happier patients without hiring more staff, duct-taping tools, or drowning in admin is an AI-powered system that captures, nurtures, and books clients while you work.
All done for you — flexible plans tailored to your growth.
Or start with a free 20 minute Automation Audit.
Deploy in one week with minimal lift from your team.
Capture every inquiry with AI chatbots and smart routing instantly.
Convert faster via prebuilt follow-ups, reminders, and two-way SMS.
Eliminate repetitive admin with workflows that just run for you.
Plug into your CRM and tools without messy duct-tape setups.
See what’s working with dashboards and end-to-end tracking and insights.
Ongoing optimization, maintenance, and hands-on support included for reliable outcomes.
Fill out the form for your Automation Audit and a callback to get started.
Emergency Freight Delivered On Time. Every Time.
WA's #1 Freight Experts
24/7 Delivery for Mining, Oil & Gas, and Industrial Contractors – Pickup Within 2 Hours in Perth Metro.
5.0 Rating ★★★★★
The hidden secret of scalable growth & happier patients without hiring more staff, duct-taping tools, or drowning in admin
Why juggle manual tasks, leaky funnels, and slow follow-ups when you can automate workflows, capture every lead, and scale smarter with AI tuned precisely to your practice starting this week?
Elite Marketing is a Done-For-You system that captures, nurtures, and books clients while you work.
Deploy in one week with minimal lift from your team.
Capture every inquiry with AI chatbots and smart routing instantly.
Convert faster via prebuilt follow-ups, reminders, and two-way SMS.
Eliminate repetitive admin with workflows that just run for you.
Plug into your CRM and tools without messy duct-tape setups.
See what’s working with dashboards and end-to-end tracking and insights.
Ongoing optimisation, maintenance, and hands-on support included for reliable outcomes.
Fill out the form and we will email your next steps...
100% SATISFACTION Guarantee
★★★★★
5.0 Rating | From 10+ Reviews
Ready To See What You Could Save?
Take Control Of Your Home Loan Today
Get a personalised review of your current loan, compare sharper rates and see exactly how refinancing or debt consolidation could improve your monthly cash flow. No pressure. No confusing bank speak. Just clear guidance built around your goals.
Chiraag Chouhan
Mortgage Broker
★★★★★
"He went above and beyond and answered phone calls and messages promptly"
The hidden secret of scalable growth & happier patients without hiring more staff, duct-taping tools, or drowning in admin
Elite Marketing is a Done-For-You system that captures, nurtures, and books clients while you work.
Why juggle manual tasks, leaky funnels, and slow follow-ups when you can automate workflows, capture every lead, and scale smarter with AI tuned precisely to your practice starting this week?
Deploy in one week with minimal lift from your team.
Capture every inquiry with AI chatbots and smart routing instantly.
Convert faster via prebuilt follow-ups, reminders, and two-way SMS.
Eliminate repetitive admin with workflows that just run for you.
Plug into your CRM and tools without messy duct-tape setups.
See what’s working with dashboards and end-to-end tracking and insights.
Ongoing optimisation, maintenance, and hands-on support included for reliable outcomes.
Fill out the form for a Free Audit Of Your Current Systems & a callback to get started.
100% SATISFACTION Guarantee
Chiraag Chouhan is a Credit Representative (565625) of Broker ACL Pty Ltd ACN 681 761 375 (Australian Credit Licence 563763
Chiraag Chouhan is a Credit Representative (565625) of Broker ACL Pty Ltd ACN 681 761 375 (Australian Credit Licence 563763